Is consolidating private student loans a good idea

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Getting engaged is an exciting yet nerve-wracking milestone.

You’re eager for your partner to say “yes” and hoping she’s impressed by what she sees when you open the box.

The best way to afford the ring of her dreams is planning early and saving up.

Financing an engagement ring should be your absolute last resort.

The interest rate you receive is determined by their own proprietary “Prosper Rating”.Once your loan is funded by investors and your application documents check out, you’ll get the money wired to your account.To get the very best rates through Lending Club you’ll need an excellent credit history, low debt-to-income ratio and a high credit score among other factors.Lending Karma takes care of the logistics of borrowing including the contract, payment schedule and friendly reminders.The fee for contract administration is paid one time and to 0 per loan. Here are a few: At the end of the day, an engagement ring is supposed to symbolize commitment.

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